Thursday, December 14, 2006

The Truth About Mexican Auto Insurance

The truth is; most Mexican auto insurance brokers will NOT tell you that
auto insurance, when driving in Mexico is not enough.

The fact of the matter is that if you get into an accident, there is a VERY
high likelihood that you will need emergency assistance. particularly in
Mexico where the severity of accidents can be much worse than in the United
States.

Additionally, most people consider health insurance a MUST . but your health
insurance policy here in the United States usually does not cover an injury
or medical evacuation in Mexico.

This means that if you get Mexican auto insurance for your trip, and you end
up NEEDING it, your United States health insurance will not cover any
injuries.

Of course while it is true that Mexico does have a health system that gives
free medical coverage to its citizens, those facilities are not available to
foreigners. If you're from the U.S. you will need to use a more expensive
private clinic.

Then, it's no secret that legal officials in Mexico may attempt to take
advantage of visitors from north of their border. If you're in an accident,
you may certainly need legal help, which means you'll want your auto
insurance to cover those matters as well.

The truth of the matter is that most Mexican auto insurance brokers do not
sell auto insurance that adequately covers emergency medical assistance or
legal assistance. Emergency medical assistance services are so restricted
among most auto insurance carriers that the Red Cross and a whole host of
other international relief agencies use ONLY ONE company for their travel to
Mexico and throughout the entire world.

On top of that, most of these service contracts are written with such low
limits and so many exclusions as to render them potentially worthless.

To make matters worse, many brokers sell "Emergency Medical Evacuation
Services" that end up being subcontracted to a third party vendor in Mexico
who often uses additional subcontractors.
In other words, the services provided are not being performed by the company
you're giving the money to.

You can get an excellent comparison of these plans by going to Assist
America Comparison Chart. Once there you will quickly see why the American
Medical Association, The American Cancer Society, the Red Cross, and on and
on all rely on this one company to ensure emergencies are properly and
appropriately handled.

To learn more about Mexican auto insurance, how to get the coverage you want
at a price you can afford (without getting ripped off by some fly-by-night
scam artist), see "Is Your Mexican Vacation Covered"
http://tinyurl.com/y5hz5q.


It was written by Linden Gray, an international insurance veteran with over
29 years of wholesale, retail, and direct insurance experience. He
represents the only company deemed to adequately and inexpensively cover the
various international relief agencies for their trips to Mexico (and as
such, people that work for those agencies tend to use this company for their
vacations to Mexico). Further, as the Director of MexicanInsuranceStore.com
he runs the only "direct to consumer"
insurance agency that I'm aware of that represents the company used by those
agencies.


About The Author: Arnold Ulloa is a frequent Mexico travele & author. Email
him at arl98@dslextreme.com about your Mexico travels. You can also visit
http://www.mexicaninsurancestore.com or
http://www.tinyurl.com/y6xvq8

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