Disability Social Security - Where To Look For

For individuals who have a disability and satisfy the prescribed medical
criteria, there are Federal Programs available to provide assistance to
these people. The Social Security Administration implements two programs for
the welfare of such disabled people.

Social Security Disability Insurance and Supplemental Security Income

Social Security Disability Insurance
Disability can affect any person though one may feel it affects only others.
But there are very high chances of one becoming disabled. Studies have shown
that a 20-year-old worker has a 3-in-10 chance of becoming disabled before
he reaches retirement age.

This Insurance provides a safety net to fall back on should we become
disabled. This disability planner will explain the benefits provided, how
can one qualify and who can receive benefits on your earnings record. It
will also explain procedures to apply for the benefits and what happens when
your application is approved.

Supplemental Security Income
This is a Federal income supplement program funded by general tax revenues
but not under Social Security taxes.It is mainly formulated to help aged,
blind and disabled people, who have little or absolutely no income and as
such it provides cash to meet basic needs for food, clothing, and shelter.
This is applicable to for those who are aged more than 65 years and are
either blind or disabled. Not only they have a limited income, they must
also be a US Citizen. He must be a resident in one of the 50 States and is
not outside the country for more than 30 consecutive days. Individuals under
18 years age are considered "disabled" if he has a medically determinable
physical or mental impairment, which results in marked and severe functional
limitations andcan be expected to result in death or the disability can be
expected to last for a continuous period of not less than 12 months. If the
individual is older than 18 years, then an additional definition of
disability applies, in which case the individual is unable to engage in any
substantial gainful activity. It is also applicable to qualified aliens. The
SSI limits resources at $2,000 for individuals and $3,000 for couples.

Remember, when you apply for either program, they will collect medical
reports and other information from you and make a decision about whether or
not you are eligible and meet Social Security's definition of disability.

More information can be had from there Social Security Online Government
website: http://www.ssa.gov/disability/

About The Author: Jeff Van Persie is a regular article contributor on many
topics. Be sure to visit his websites
http://www.disability-security-social.info/narcolepsy-social-security-disabi
lity.html
and
http://www.disability-security-social-foryou.info/sitemap.htm