5 Ways To Choose The Best Travel Insurance For Your Holiday

Travel insurance is one of those areas that mean nothing to you until you
decide to hit the road - or the air - then suddenly every ad is for travel
insurance and everywhere you look another company is touting for your
business. So how do you choose the best insurance company and the best
travel insurance for your unique travelling needs?

5 Points To Consider

1.The cost of the policy could be more than what you pay

When reviewing the policy options never start with the price first. As with
most things in life you get what you pay for and while you want to be sure
to get the best value for your money, this does not necessarily mean the
cheapest price.
Comprehensive cover that delivers and supports in time of need is what you
should be looking for.

2.What back up do you receive in an emergency?

Are you being sent on your world tour with a 9 to 5 Monday to Friday contact
number or are you provided with fully comprehensive numbers providing 24/7
contact and support, reverse charge options and 0800 numbers.

3.What is included as standard in your policy

Some companies come in with a low rate and then charge extra for every
doorknob eventually leading to over inflated cover.
Go through the company's policy offerings to be sure exactly what you are
covered for. The range should be extensive as the company should know and
have addressed a range of pitfalls you may not have thought of.

4.Who underwrites and supports the company

Establish who your support company will be should you face a medical
emergency or the need for evacuation. Most companies do not handle these
highly specialised areas themselves but have aligned themselves with skilled
and experienced worldwide organisations to ensure the best possible
protection and support for their customers.

5.Does the company cater for varying needs?

Does the company provide a one size fits all policy? Beware, you may be
paying for cover you don't need or be under insured in some critical areas.
Look for a company which provides a range of covers including NZ only travel
policies, backpacker, group or duo options, long stay, one way or gap
insurance and more.

About The Author: Eddie Feltham is Marketing Director for 1Cover, and has 10
plus years experience in the travel industry. For all-inclusive travel
insurance - Australia, New Zealand or worldwide - and the best travel
insurance rates, visit http://www.1cover.co.nz