Disability Insurance Why Do People Buy It?

Each person who buys disability insurance has his or her own particular
reason to get income protection with their own disability insurance policy.

And these reasons differ widely. They all buy it to protect their future
income, but the reason that triggers the purchase varies widely.

Over the years, people in all walks of life have bought disability insurance
but, looking at some records, I was struck by how much the reasons differ.
Here's a small sample.

Disability Insurance: Reasons To Purchase

A heart specialist, age 38
Reason: The hospital provides none at the moment, but I need disability
insurance before I commence doing surgeries.

Writer, age 46
Reason: I am self employed and must buy all my own life and health coverage.

Lawyer age 33
Reason: We only have one income and if I become disabled, the only income we
will have will be from disability insurance.

Veterinarian, age 29
Reason: To protect my income in event of injury, which is not unknown in
this profession.

Professional, age 36
Reason: Peace of mind. What if I wait that one day too long; I'll think
about disability insurance for the rest of my life.

Consultant, age 46
Reason: Planning for the future. How can I do a financial plan, when I don't
know whether I can carry it out?

Salesman, age 33
Reason: Protect family in the event I am unable to work; I have no
investments to produce income.

Sales Manger, age 40
Reason: It is simply part and parcel of what I need to protect myself and my
family.

Computer Programmer, age 36
Reason: To replace lost income in case I don't die in the accident I always
think is going to happen to me.

Neurosurgeon, age 58
Reason: Protection to the maximum please; disability insurance and critical
illness insurance are both necessary.

Chartered Accountant, age 39
Reason: I deal with small business people and have seen clients, lose homes
and businesses as there is no income from a disability insurance policy.

Manager, age 32
Reason: Just makes sense; disability insurance is the only way to protect
your income.

Web Programmer, age 34
Reason: In case I'm disabled for a long time, disability insurance is the
only income I'll have.

Dentist, age 42
Reason: I am in an occupation that is prone to injury; I have no choice.

Electrician, age 40
Reason: I have no group disability insurance so I must provide my own.

Plumber, age 36
Reason: Disability insurance, life and health insurance are just part of the
protection I need.

Jeweller, age 46
Reason: I am self employed and must protect my life with life insurance and
my income with disability insurance.

Conclusion On Reasons To Buy Disability Insurance You can see the triggers
to buy disability insurance differ greatly.

Please let us know what is your reason to have disability insurance and
we'll send you a Free Disability Ebook. Send your reasons to
info@hughestrustco.com.

About The Author: Ivon T. Hughes of The Hughes Trustco Group is the author
of the Life Insurance Handbook: How To Get The Best & Cheapest Life
Insurance available FREE to all new subscribers at
http://www.hughestrustco.com.