Sources of extra cash or additional income for students

Sources of extra cash or additional income for students This article looks
at cost- and time-effective ways to lose weight for those individuals with
none There are many ways to get an extra income if you cannot afford to work
‘normal' full-time hours. This article will show you what is available and
what you should avoid. I will use student time as an example, as a student's
timetable is usually the most ‘inconvenient' for full-time work and also
changes every semester. However, the opportunities outlined in this article
can also apply to other demographics, e.g. single mothers.

Whilst at university, students often think that it will be challenging for
them to financially support themselves.
This is true only if you decide to avoid work and leave dealing with
mounting debts until after you leave university. The truth is, it is not
that difficult to get a job. However, getting work does require
determination and a bit of leg-work. You also have to decide how much work
you want to do. There is a myth that if you work during university you will
miss out on the social life. That is not true at all. I worked full-time
throughout my university years, while doing a very challenging course, and
still had time to socialise.

During university most students take up jobs provided by the university
itself, such as bar work. Those jobs are designed especially for students
and allow you to choose hours that are flexible enough not to clash with you
timetable. However, you will find that jobs at university do not pay very
well. Most of the time you will be getting the minimum wage, and considering
that you will be working only a few hours, you will pay national insurance
and taxes after the first £5,035; this is not the best choice of work.
Working flexible hours away from the university is not as difficult as you
might think. There will be a number of large stores around your university
as well as restaurants and these companies primarily employ students, e.g.
Waterstones. You will find that the wage is likely to be much higher than
within the university and flexible hours will be offered. However, prepare
to work weekends.

Another way of working whilst studying full-time is through agencies.
Students often make a mistake of signing up only to one agency. Invest time
in undertaking applications provided by the agencies as soon as possible, as
they will be providing you with work for the rest of the year.
Furthermore, with time you will be able to build up your reputation with
agencies, which in turn will allow you to get better work during the summer
breaks. There are two tricks of getting good work with agencies: call them
every three days and ask for higher-paid jobs and I also found that sending
little gifts like chocolates to the person who gets you the work is a good
path into obtaining higher-paid jobs, as the person is more likely to call
you when a job turns up. The majority of the agencies have different
branches that deal with different sectors such as catering, administration,
retail, etc. Most of those will not require any experience, however,
administration work usually pays most. The highest paid administration jobs
are in the investment banks but it is unlikely that you will be able to get
those jobs during the semester, but try to get them during the summer
holidays.

Another type of job that you can get is in a nightclub.
Although these types of jobs will not interfere with your educational
schedule, it can be very difficult on you physically, because you are not
likely to get back from work until 4am. However clubs often pay very well
should you decide to work behind the bar, on the door or even in the
cloakroom. Furthermore, you are likely to receive tips, around £20-£30 per
day. Students who work in a club whilst studying would attend lectures
during the day, get some sleep in the early evening, work during the night
and get the rest of the sleep during the early morning. The homework should
be done between lectures and the early even nap or at the club, while it is
quiet.

If your homework does require a lot of time, why don't you try working on
the security desk during the night. You can get sleep in the early evening
after the lectures, and do all of your work during the night shifts, which
are often from 12am-7am. I found that this type of job offers the most
undisturbed environment, which allows you to concentrate. Furthermore,
because you are only getting one portion of sleep, it is easier to adjust to
them than to the club jobs. If a security job is for you, make sure you sign
up to different agencies as soon as possible, as you are likely to have
quite a lot of competition.

Summer jobs are an ideal opportunity to clear any debts that you have
accumulated during the year (within reason).
It is best to get work that is related to your course (if you want get a
course-related career afterwards), but you might find that getting
course-related experience may not pay you very well or even at all.
Therefore, you might also need to get a second job in the evenings to bring
in sufficient income. It will be extremely difficult on you physically to
get club or security jobs if you are working during the day as well.
However, try getting waitressing work. Once again, a large number of
agencies specialise in this industry, so sign up to as many as possible.
Furthermore, there might be some work available in the pubs behind the bar.
Try these, however your people skills will be tested, as you are faced with
a lot of competition for the pub jobs. An easier job, but not as well paid,
is working on reception desks in hotels. The work is also divided into
shifts so you will be able to work the evening shift.

If you are good at writing and have a good academic record, you can also
work for different assignment websites, (e.g.
the company I work for). This company will provide you with a list of works
that you will need to research and write, outlining the deadline, number of
words, the topic and the price. If you are happy with all of the
requirements, then you agree to write the work and once you finish they will
send you the agreed amount. I used to work for them during my university
years and earned £500-£700 per week on a part-time basis. However, bear in
mind that the quality of work that you need to produce is high. The great
thing is that you earn as much as you wish, in your own time, writing on the
subjects that you are comfortable with.
Furthermore, the staff are really friendly and reliable, so if you have any
questions they always help you out, unlike many other companies out there.

If you want just good experience, which is not necessarily related to your
future career but pays well, get an internship at an investment bank. The
competition is tough for these internships, and you will need to apply about
eight months prior to starting. However, if you cannot get an internship job
at the bank, try temping. There are a number of agencies that specialise in
getting temping jobs just within investment banks, and prior experience is
not always required. Other industries, although not as well paid, offer
internships, such as insurance companies and financial service companies,
e.g. Bloomberg. You will need to investigate if a temping job at a large
organisation will pay you better than getting an internship. Internship is
likely to offer you better experience, while temping might pay you more, so
which one you go for will depend on your priorities. Summer jobs are also
available abroad, primarily at skiing resorts (most of them are open during
the summer). If you do decide to go for this type of work, pay attention to
the accommodation details. Most of the work will offer you cheap
self-catering accommodation to go with the job; if not, you will need to
undertake some research. Other things to take into consideration are taxes
and work permit requirements in the foreign countries. If you get work
through an agency, they are likely to sort that out for you.

References

Integrity Reviews 2006, "Realistic reviews of business opportunities on the
internet" [Available from]:
http://www.integrityreviews.com/?gclid=CJGKoOn4vYgCFQlTVAodh
XurKw (Accessed on: 10/11/06)

Don't get scammed 2006, "Don't get scammed" [Available
from]:
http://www.dont-get-scammed.com/g1?gclid=CL7oidGDvogCFSdtVAo
dkV_rMA

Jobs for students 2006, "Student help UK" [Available from]:
http://www.student-part-time-jobs.com/forum/topic.asp?TOPIC_
ID=651

Money Extra 2006, "Expert financial advice & planning pensions, investments
& tax" [Available from]:
http://www.moneyextra.com/advice/

Copyright © 2006 Verena Veneeva

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