Thursday, November 02, 2006

Is It Time To Reconsider Your Automotive Insurance Policy?

Americans are a busy group of people, and once we take care of something,
such as purchasing automotive insurance, we tend to forget about it and move
on to the next task. However, purchasing an automotive insurance policy only
to neglect it could end up costing you more money in the long run, or even
leaving you unprotected. There are times in our lives when we need to stop
and evaluate our current automotive insurance policies.

Reconsider your automotive insurance policy when you get married. When two
people get married, they can get an automotive insurance policy together,
thus spending less money and possibly even getting additional discounts.

Reconsider your automotive insurance policy if you purchase a new car. If
you've borrowed money from a lender to purchase your new car, chances are
your lender will require you to purchase full coverage insurance. Even if
your lender doesn't, your state most likely will. If your automotive
insurance policy only covers liability because you own one of your cars, or
the car you traded in, you need to increase the coverage of your automotive
insurance policy.

Reconsider your automotive insurance policy if you relocate. If you
currently live in a quaint little country town that sees very little
wrongdoing aside from the occasional cow-tipping, you probably don't have a
very high amount of automotive insurance. However, if you're moving to a
larger city with a higher crime rate, your car will be more at risk and you
should make sure you add the extra coverage.

Reconsider your automotive insurance policy if you're getting on in years.
Most insurance companies offer discounts to policyholders who are a certain
age - usually 55 years old. If this is you, give your agent a call and find
out about discounts you may qualify for.

Remember, certain tasks are worth completing and forgetting.
Taking out the trash is one of them; purchasing automotive insurance is not.

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